Reflections usually happen around the start of the year which also coincides with my birthday – good timing! This year I’ve been focusing on what I want to be when I ‘grow up’. Contrary to what our kids and teens think, most of us adults are just winging it, and the decisions we make as seniors in high school rarely see us in the ‘career/job’ we thought we’d be in 30 years later. It’s important to keep reiterating this to your senior schoolers – it helps take the stress out of things that your decisions now, are it! They’re not. We get so many goes at creating our own lives and we get so many lives within our one life. As part of my work in the Aged Care Industry one thing that is common in across all conversations with 80 and 90 year olds is that we have so many different lives within our one life.
The good news is if you make bad choices in one part of your life, that doesn’t have to reflect in your next chapter. We get to decide. We get to make choices that change our ‘destinies’ and we get to create our own lives. Another amazing thing to teach our kids. Our choices, lead to consequences that create our life = awesome. One of my favourite sayings goes something like this “If you’re not happy where your life is, get up and change it. You’re not a tree!”. One bad choice may result in some pretty bad consequences but that doesn’t define who you are or who your teen is. Next choice can be better, and so on and so on. Same goes for us and our budgets.. just saying 🙂
But just like anything in life once you’ve made the choice to go in another direction, start a new career, start budgeting better, plan a holiday or whatever your new dream is you need to set yourself achievable and measurable goals. Teach your kids how to set goals. Maybe do some as a family this week before school goes back. Talk about what making the choice to achieve a particular goal will look like in the form of the consequences .. short and long term. And as always I promote doing vision boards. A page with pictures of your dreams on them… then setting your goals, mini and mega, on how you’re going to get there. Eg. Family holiday that will cost $10,000 in 18 months. Well that’s X amount per week we need to save, so in order to do that we will cut x from the budget, declutter our home together then hold a garage sale or Ebay to get rid of it and bring some extra cash into the home (or find extra work, or take on extra clients or shifts, or teens getting jobs or or or the possibilities are endless). Your life, your choices, your consequences remember 🙂
Since I was little I’ve wanted to be a writer. I still do. That hasn’t changed at all. So I write where I can. I get paid to write reports after my assessments. But ultimately my absolute passion is in researching and writing articles, ebooks and books that improve other people’s lives (usually because it improved mine first through learning the hard way). So with that in mind I’m still writing my blogs, I’m still promoting my book Beyond School: Practical Tips for Teens and beginning my next one “How to raise independent, responsible and resilient humans’ (or something like that… haven’t got the exact title yet), and have another venture or two up my sleeve that I won’t jinx by talking about it before it happens. Stay tuned…..
It’s still the first week of January.. first week of the new year.. a clean slate still before us.. what choices will you and yours make this year that require goals to bring about the desired consequences that create the lives you want? Go for it.. you’re all worth it and what a great thing to role model to your kids and teens.
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The kids spoilt me as always for my birthday… all with their own money and minds. Miss 15 got me a massage voucher, Miss 14 a spa pedicure voucher, and Mr 9 a scented candle with diamonte heart band, and Choccies. We went to the movies to see Pitch Perfect 3 and then Chinese Banquet dinner nom nom nom. Have felt the love with all the texts, calls, and posts xo xo xo I’m 35..with a ‘few’ years experience 😉 Thank you for the love, I’ve definitely felt it.
This photo was taken almost 40 years ago! And when looking for a suitable photo for today’s blog on Mindful Parenting I came across it and thought it illustrates perfectly what I want to say today. The older child, is me.. almost 40 years ago! When I turned 21 my Dad said from now on you’ll find time goes so much faster. He was right. This parenting caper we think will never end when they’re toddlers and primary school kids, goes at lightning speed once they hit the teen years. For my parents they don’t just wonder where the 18 years of our childhoods went, but where that last 40 years went! And as our own kids near their teen years or enter them we begin to think have I taught them all they need to know, there’s still so much more they need to learn for the real world, have I prepared them enough.
In Australia we have 25% of our population living in poverty! (Oh wow this blog took a hard core turn! Did not see that coming!). The Poverty In Australia Report (2016) states that 17.4% of all children (under 18) were living in poverty in Australia in 2013-2014. For single parent homes that rose to 40%! And that was an increase from the 2003 to 2004 period!
“More than 730,000 children live in poverty
(one child in six). In single-parent families,
four children in ten now live in poverty.
After 25 years of uninterrupted economic
growth, we can do better than this!”
David Morawetz, Australian Communities Foundation (Social Justice Fund)
One major way this stops and corrects itself is to break the cycle (you may have seen me use #breakthecycle a fair bit, it’s so close to my heart). And how do we do that?
It starts at home. It starts with making different choices for ourselves and our kids. We can blame the education system all we like but the harsh truth is real life lessons should be learnt and taught at home. Sadly, many adults do not know how to get themselves out of poverty or are unable to and therefore are unable to role model and teach this to their own kids. (Obviously I”m not talking about people with significant disabilities (mental or physical)).
Mindful parenting is the idea of raising your kids in a purposeful way. On top of all the extra curricular activities and being a ‘kid’, it’s about implementing things in the home that teach them life skills and more importantly money skills and strategies that will help them stay out of poverty.
Your kids only get one childhood. it goes by so fast. My parents look at the above photo from almost 40 years ago and wonder where the years have gone, let alone the 18 or so we had as our childhoods. Parents, we’re all doing our best to make them memorable, but we also need to focus on making our kids childhoods and teen years purposeful and ready for real life so they can not just survive, but thrive. THIS is how we break the cycle, together.
Of course I can’t let the opportunity go without plugging my book “Beyond School: Practical Tips for Teens” which may have some great information for parents too who perhaps had parents themselves who couldn’t pass a lot of real life skills and knowledge on to you. Sixteen chapters of guidance, advice and tips on succeeding in the real world. Only $10. If you know someone who’d benefit why not buy a copy and gift it to them, maybe even anonymously if you’re worried how they’ll react. TOGETHER we CAN break the cycle!
You may have also noticed a name change from Mentor Mumma to Parenting Australia. I felt the latter was more encompassing. If you haven’t joined our online group yet please do so HERE
Happy New Year. I have such a great feeling about 2018. Let’s make it fun and full of adventure for our kidlets and ourselves but most of all, let’s make it purposeful for them, and ourselves – we all deserve it. Together, we WILL break the cycle!
I didn’t know what to call this article, How to save money at Christmas or ‘Tis the season to be freaking out about our budgets! So I chose both! For many Christmas is a decision on not what we want to get the kids for Christmas but what we can afford. Sadly for some they have it the other way around which sends them into the new year in debt.
So let’s share our top Christmas budget tips with each other so we can all enter 2018 debt free (or at least no new debt from Christmas 2017).
So with just 3 weeks to (AHHHHHHHHHHHHHHHHHHHH!!!) what do you do if times are tough. Improvise!
What would you add to the list?
If you’re looking for a gift for teens then check out our $10 book Beyond School: Practical Tips for Teens. You can pick up your copy HERE
So my top tips: Work out your budget and stick to it, make your list, don’t deviate from it and get creative.
Happy Christmas shopping everyone. I’d love to hear your tips? and how you and your family do Christmas?
Senior school subject selection is going on in a lot of homes across Australia at the moment. My miss 15 is in grade 10 and it’s that time of her school life. Is it causing your child anguish? You? I hope not.
Almost all of their schooling lives I’ve let the kids decide what THEY want to study and what extra-curricular activities they take part in (within reason otherwise Mr 9 would be doing 10 sports a week!). Senior school subject selection is no different. It’s her choice. And just as with anything choices bring consequences – good, bad and indifferent.
Education is very important in our home, because I know it gives options and opportunities. My main aim with their education has been to get them to a point where at the end of grade 12 they have a variety of choices and are not limited in what they want to do because of grades. We reward effort as much as grades because effort is what gets you places in life. Grades are what open doors. Other pathways offer different doors. I want my kids to have as many doors open to them as possible so THEY can choose – uni, tafe, workforce or a combination. But at least they’ll have choices.
This is where Senior subject selection comes in. Making the right choices and by right I mean the choices that help them reach their goals but also bring joy and fun along the way. One of my favourite quotes:
“Success is no accident. It is hard work, perseverance, learning, studying, sacrifice and most of all, LOVE of what you are doing or learning to do”
Pele (Famous soccer player)
Now, having said that there are a myriad of ways to achieve their career paths these days and for kids who want a profession they’ll need university. However, even university has options these days. Currently Miss 15 is wanting to do be a Doctor of Medicine in the Army. Medicine these days is not dependent on an OP 1, although it helps. There are options but there are also pre-requisites which must be met.
For kids who want to work in a trade, child care, hospitality etc etc etc there are apprenticeships, traineeships, TAFE and trade schools. Just so many options.
Then there are those kids who will want to go straight into work. So many options there too – private sector, public service etc etc etc.
In my book, Beyond School: Practical Tips for Teens there’s a chapter titled To Study or work, or both? In this chapter I talk about encouraging your kids to find their passions early on and try to make a career from that or with elements of it. Not every furniture making super star will want to be a carpenter, but it sure is a good place to start.
So as you navigate these next few weeks encourage your kids to look at what they enjoy and what they’d like to spend their lives doing. Have them look at what they’re naturally good at – a great starting point for career decisions. Remind them that if they change their mind in two years time that’s okay, just as it is if they change their minds in 10 or 15 years time. Very few people stay with the same careers or jobs their whole working lives these days. You can change your mind at any time. You’re not a tree, you can uproot yourself and move and change jobs and careers. There are many many options and pathways to your chosen careers and jobs these days. But as always do your homework and know what they are. If going to Uni know what prerequisites are required. If going to TAFE know what is required. If going straight into the work force look for work experience in areas that enhance their employability.
I’ll leave you with the advice I gave my Miss 15:
“Choose the subjects you NEED to do,
then make the rest of your subjects ones that are fun for you”
So now she’s busy working out what she really needs and it seems although she needs Chemistry for some Universities, there is the option to do it as a 4 week course at the end of grade 11 or 12, and have that counted. Meaning she can do her beloved Drama class for senior years. Everyone wins. There are options. Dare to dream kids, the world is your oyster. What options are you giving yourself?
Have a great week and happy subject selecting. Would love to know what your grade 10’ers are currently considering for their future selves (how many of us actually ended up doing what we initially set out to do..very few I imagine, and such is the fun and adventurous rollercoaster that is life).
You can pick up a copy of my hard copy book here
The B word.. Budgeting, none of us particularly like it. Most of us cringe at the thought of it. It is however a necessity in getting ahead and not spending your life looking back. I think it was John Maxwell who said Budgeting is telling your money what to do rather than wondering where it went!
Google, and a host of well meaning Facebook memes tell me it’s just 26 weeks until Christmas 2017. That’s half a year! And the good news is with some small changes in your household, you can change financial direction and have a great Christmas, a great holiday and pay off any debts you have (some will take a lot longer). Great doesn’t have to mean big and expensive. Some of our most memorable family moments have been camping in a National Park that cost us less than $25 a night.
Only a few years ago I was counting every cent and had to beg friends for help by laying my heart, and our situation, on the line. Fast forward a few years, a few changes (physical and mentally) and a few improvements and here I am having just taken the kids on an amazing overseas holiday, I’m debt free (apart from that pesky HECS debt) and planning on buying myself and the kids a home (yep I regret selling our family home a decade ago). So here’s some of the top tips I’ve learnt and hope they help you too.
Oh but first have you joined our Facebook Group: Parenting Australia with Mentor Mumma? If not, click HERE
You will be amazed when you start keeping a record of where waste appears and areas you’re spending in that you never realised. By keeping a record of every cent spent you get an idea of where the ‘holes in your bucket are’ and where you can make changes. A 25c exercise book from Woolworths will do.
From this day forward any $2 coins you get, go straight into this bottle. Cut a hole in the top and super glue the lid shut so you can’t get anything out (nor can the kids!). Just keep filling it until it gets to the top, and when you do you should have close to $1000. Some people put any new $5 notes they get in theirs too. Depends on where your budget’s at. This is your ‘adventure’ money. Money set aside for a family memory making event.
Every year get new prices on your insurances.
Set up a direct debit or credit situation where you automatically make payments to your main bills ahead of time, each fortnight (or pay period) for electricity, phone, internet, etc so that you never have a bill again, you’re always ahead.
Shop wisely by creating meal plans, using what’s in the pantry and avoiding as much wastage as possible.
Simple Savings taught me the $21 challenge which I adapted to the $30 challenge. One week take an inventory of what’s in your fridge, freezer and pantry. Then work out what meals you can make with that. The $30 for the little extras you need to complete a week’s worth of meals using what’s already in the fridge/freezer and pantry. This will save a small fortune when done every six to eight weeks.
Plan, plan, plan.
Unless you own your own home and have a redraw facility that benefits your mortgage, and you are also extremely disciplined to pay the card off every month without fail, then do not ever have a credit card. They give you a false sense of security. They teach you bad habits – living off what you don’t have yet. And they 99.9% of the time lead people into financial hardship and a never ending cycle of debt. Instead, only live on what you have and that may at times mean going without, sacrificing and having a few baked beans on toast meals. It’s worth it in the end. You’d also be surprised how many meals you can make with baked beans, just saying.
I saw a billboard recently that said most humans spend more time planning their annual holiday than they do their future and retirement. It’s true. Start to set yourself financial goals. Get your superannuation in order. Dare to dream.
As a single mum I run my family like a team. Everyone plays their part. That means when we have holidays, everyone saves their own spending money, everyone contributes to the family in some way be that saving their own money or turning off the lights, turning power points off at the wall when not in use (this saves a small fortune too), having cold showers in summer, using a timer for hot showers in winter (cause let’s face it we all want to stay in there for an hour!), etc.
I’m reading a great book at the moment by Scott Pape called the Barefoot Investor. For it to be any good to you, you have to be above the poverty line and earning a decent income. HOWEVER, some of his basic principles can be applied:
Christmas is what you make it. If you choose to make it about gifts and overspending and getting in to debt, then that’s what you are teaching your children. THIS is the year you get to decide what legacy you want for your children’s future. DO NOT go into debt for Christmas, or anything else for that matter other than a roof over your head. Rediscover family, rediscover connectedness, put balance into your lives, and start the new year without a Christmas debt hangover. Start your Christmas bottle now – start putting $2 coins into it and what’s in there at Christmas time is what you spend. Nothing easier than that.
Don’t be afraid to dream. Work on your mindset. If things are working for you, change yourself first. I have a great ebook to help you do this if you’re struggling. Hat Trick Therapy: Three ways to change your life – Just $4.95 HERE
There are so many more tips to get ahead financially, but prioritising your expenditure is a key one. I would love to hear your budgeting tips and tricks, success stories, and even failures too because everyone wise knows, failure is a major step in the success process.
Wherever you’re at financially, this is not where you have to live. This is not where your story ends. This is just the beginning.. you get to write the rest of your chapters. YOU get to make changes that change your life, and that of your kids lives. You’ve got this. If I can do it, then seriously, anyone can.
Have an amazing week,
I’m overwhelmed. THANK YOU. Firstly at the amazing response to our recent trip to Disneyland. Seems we appeared in a lot of online media outlet articles and on their pages. Kids were even recognised a few times which has made them feel super special. Then reality hit and we got back, jet lagged, exhausted and my website went missing in action (seems although my domain registrar thought I was paid up I wasn’t and now that’s been rectified we’re back :)).
I have so many articles to write for you I’m a bit overwhelmed with where to start, so thought, I’m just going to start. So here I am, starting.
So here’s a very brief run down of our trip, with much more to come in the next few weeks.
Dreams DO come true. There were happy tears shed for making this trip happen – at the airport, walking through Universal Studios gates, Walking into Disneyland for the first time, Watching the Disneyland Adventure Park World of Colour Display (I bawled), watching Tinkerbell in the Electric light parade, meeting Fantasia Mickey Mouse!, watching Steve Martin host the 50th anniversary of Disneyland video half an hour before we left the park for good and all of us did NOT want to leave Disneyland on the last day, choking back tears. Dreams came true. New ones we didn’t know were experienced.
Another good thing that I did was before we left, a year in advance I told the kids I would pay for most things but they had to pay for their own lunches, souvenirs and extras. This saved me a small fortune and taught them a host of valuable lessons.
We had an absolute ball and would do it all again in a heart beat. I inherited the travel bug from my parents, and my kids are slowly catching it from me – this makes me happy. We travel well together – even after a fortnight sharing beds and being constantly in each other’s space. We’ve even applied for the Travel Guides show on channel 9 – cross fingers, toes and hair follicles for us.
Doesn’t matter where you are, you are there, and kids will be kids! So we had meltdowns (mine and theirs!) and what I refer to as teenage ‘resting bitch face’ moments. When you arrive at YOUR Disneyland and then realise you’re sharing it with 10,000 other people in 30 degree heat, it’s a bit of a shock to the system. That and the strollers. OMG strollers. We HATE strollers now. After 16 hour days, hot days, little sleep, and waiting in queues there were a couple of times where it was all too much for one or three of us, and other times where we went Hurricane Harlow hilarious crazy mode to cope hehe. Hollywood was not what we expected and was a real let down – the homelessness (and homeless men blowing kisses to my 8 year old son and waving him over – thankfully he was head down, walk straight ahead due to our prior warning) and state of the place is a shock (apparently no one but tourists, sales people and the homeless go to Hollywood!). That was really the only bad we encountered so not too bad at all. The bad was outnumbered 1000000 to 1 with the good.
In coming weeks I”ll do some articles with much more specifics on Disneyland, Universal Studios, Travelling with kids, budgeting, budgeting WHILE on holidays (no credit cards allowed), and a host of other things that are on my mind or that you’ve asked for. And I have LOVED getting your messages, thank you so much. If there’s something you’d like me to focus on please send me a message on our Facebook group (and if you haven’t joined, come on over) HERE.
Have an amazing week,
PS: If the kids look tired in this photo it’s because this was our one day at Adventureland, we’d already been there 10 hours and they had milked every second on the rollercoasters and rides having a blast. this was very much a DO day. This is about 8pm at night.. after they let me take this pic they raced off for another hour on the California Screaming rollercoaster (the one you see in the background). I waited on a comfy seat and people watched lol.
Parents, don’t be afraid to be proud of your kids, and especially don’t be afraid to let them know just how proud of them you are. Not for what they do, but who they are. Teach them to be proud of themselves and even more important teach them to be proud of and for their friends and family.
I’m proud of you.
I’m proud when you give things a go, (regardless the result).
I’m proud when you stand up for yourself.
I’m proud when you stand up for others.
I’m proud when I hear you counselling/helping friends who are anxious, scared or worried.
I’m proud of you when you overcome fears and obstacles to achieve your goals.
I’m proud you set goals.
I’m proud you follow your passions, regardless of what others say.
I’m proud you know who you are and aren’t afraid to be exactly that, you.
I’m proud you rise above negativity and leave it behind.
I’m proud you choose to use humour, your brains and your heart.
I’m proud of your accomplishments because I know how hard you work to achieve them.
I’m proud when you are elected to school leaderships positions, but I’m more proud of you putting yourself out there, having initiative, being brave, giving it a go, and in one of your cases overcoming a fear of public speaking to do so. Regardless the result.
I’m proud when I get reports cards that state you are valued members of your class – not because of what a test tells us but because you volunteer to help, show respect to others, you step up, you show initiative, and you shine as YOU.
I’m proud when you get good grades because I know how hard you worked for them, and it gives you opportunities, now and in the future.
But most of all, I’m proud to be your mum, because you are you, a kind hearted human being with hope in your eyes, ambition in your bones and dreams in your hearts. You are you.
I am your biggest supporter. I will be proud of you all of your life, not for what you do but for who you are.
Parents, don’t be afraid to be proud of your kids, and especially don’t be afraid to let them know just how proud of them you are. Not for what they do, but who they are. (And definitely celebrate the successes and achievements too, they all combine to make them who they are). #proud #proudmum Teach them to be proud of themselves and their friends. Real self esteem. Real self confidence. Let’s build it together.
Teaching our kids to dream keeps us dreaming too.
Kit turned 15 last week. When she was four I took her, Charz, and my two nieces to Disney on Ice. There they fell in love with Disney and Kit was especially enamoured. I declared then that before they reached adulthood I’d take them to Disneyland.
Life happens. Time passes and before you know it your cute little 4 year old is 15 and in grade 10. Last year I decided WE WOULD make the family trip to Disneyland happen.
The video attached shows their reaction when we I ‘told’ them in my own way.
Fast forward to 2:07 for THE reaction. VIDEO HERE
Fourteen weeks on Tuesday we head to Los Angeles where that decade long dream will come true!
So how did we make it happen?
We had a dream.
We set goals. Me for the main budget and the kids have a goal each of $US500 to save for anything other than transport, accommodation, main meals and entry tickets they want. They are all well on target and Miss 15 has blown that goal out of the water and has moved on to saving for her car. Did I mention we leave in 14 weeks! OMG so excitement plus.
Teaching kids to dream, set goals and put plans in motion teaches them that they can do pretty much whatever they want in life WHEN they put in the hard work required and do the mind (mental) work required. We have this picture on the back of the toilet door:
Kids absorb far more than you realise. They are little sponges. Dan sees this every time he goes to the toilet. At footy training this week he quoted it back to me in the middle of an every day conversation. Don’t underestimate what a child with a dream can achieve when they are given the tools to set .an
d make plans.
Top tips on getting kids started on dreaming and setting goals:
1. Have them come up with something they would like to do.
2. Help them set goals/steps of how they’re going to get there.
3. Encourage them to get started actually DOING the steps required.
4. Place positive affirmations reinforcing their dream and their ability to achieve it around the house (Toilet door is perfect, captivated audience there).
4. Celebrate successes. And if they fall short, teach them to reflect on what went wrong, adjust goals and start DOING again.
5. Have them do a vision board..that’s another topic but is awesome. Have you got one? If you aim for nothing, you’ll hit it! Just sayin…
This is one of the greatest gifts we can give our kids, but also ourselves.
This isn’t just for teens, it’s for kindergarten right through primary school too.
Have you forgotten your dreams? Lead by example.
If you haven’t joined our Facebook Group then please do so and you can follow our families journey for the family trip of a lifetime HERE
I”m playing with changing our name to: Parenting Australia or Parenting with Mentor Mumma. Which do you prefer?
Some kids can’t wait to get back to school, some drag their feet but enjoy it and others suffer anxiety at the thought of anything new, especially back to school.
My master 8 was one such child. Those who know him are confused and shocked by this, but that’s what used to happen. Still does to a much lesser degree the older he gets. The past three years it’s been the start of any school year, footy season or ongoing event with his anxiety manifesting as acting out and and saying he hated whatever the event was!!!
So what did we do and what can you do?
1. It’s important to understand what your child is really saying. For Dan him saying “I hate footy I don’t want to play” (Despite being obsessed with it) for the days before season was him saying I’m scared of the unknown, I’m worried about *insert any number of things*. Before school started what he was really saying was “I’m worried about no knowing what to expect” etc. Once you know what their real fear is you can address it one issue at a time. If you can’t read them and aren’t sure, ask them in a non-confronting way.
2. Know what works with YOUR child. For Dan he doesn’t like talking about the issues so I made sure not to talk directly to him about whatever the upcoming event was, HOWEVER, his older sisters and I would make sure he could hear us when we were ‘talking’ about THEM going back to school (or soccer or Scouts or gymnastics) and how excited they were, we’d use key words that work with Dan such as ‘grown up’ ‘independent’ ‘big kids’ ‘other people feeling exactly the same’ etc. If your child is an avoider then avoid until the last minute, if your child does better with talking things through for days do that. What works for each child will be different. Find THEIR thing and meet them on their level, always with confidence. Often children will pick up on your anxieties and fears.
3. We started the back to school routine a week before they go back. They start going to bed at school night hours. They start making their lunches. They start discussing what they’ll make for school lunches etc. A few days before they wash their uniforms and we go shopping for what they want to make themselvs for lunches.
4. If possible have your child meet their new teacher before the school holidays and find out who is in there class they already know. For older kids talk to them about their entire grade being in exactly the same situation, feeling the same as they are.
5. Teens with anxiety can often be a symptom of something more serious such as nutrient deficiency like magnesium (google magnesium deficiencies, anxiety is one of the top symptoms). It can also be related to bullying, issues with friendships, fearing workload, feeling overwhelmed or ‘dumb’ or stressed about workload. The list is endless! This is where keeping communication lines open from a young age come in to their own. If you can’t get them to open up to you Headspace offers great counselling and you can also get them a mental health plan through your GP to talk to someone on a professional level. Whatever you do, don’t ignore their concerns.
Do you have any other tips you use that work?